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Amex Membership Rewards: How to earn, redeem and transfer - The Points Guy
Amex Membership Rewards points are valued at approximately 2 cents each and offer flexibility through multiple redemption options, with the highest value typically achieved by transferring points to airline and hotel partners rather than redeeming through Amex Travel or statement credits. The article compares six major Amex cards that earn these points, detailing their welcome bonuses, earning rates across spending categories, and annual fees to help cardholders choose the best option for their spending patterns. It also explains the mechanics of earning and redeeming points, including transfer partner options, tax implications, and redemption strategies that maximize value while warning against poor-value redemptions like gift cards or statement credits.
How Churners Earn Money By Regularly Signing Up for Credit Cards
David Wignall profiles [[Matthew Palm]], a 57-year-old freelance television producer in [[Illinois]] whose side hustle is opening and managing an array of [[credit cards]]—about 50 at last count—to harvest signup bonuses and rewards. The article explains the mechanics of card-churning strategies, the allure of sign-up points and travel perks, and how disciplined spending, calendar vigilance and an understanding of issuer rules can make the practice lucrative for some while posing risks to others: potential credit-score impacts, fees, and complex record-keeping. Wignall situates churning within broader consumer-finance choices, interviews experts and participants, and notes industry responses and policy considerations, concluding that while churning can pay off for experienced, organized individuals it is rarely advisable as a casual side income. Appeared in [[The New York Times]].
Amex Platinum: The card most frequent flyers should have, but rarely use
The American Express Platinum Card charges $895 annually but can become "free after rebate" if you utilize its various credits strategically—the author identifies $1,100 in credits he uses each year through the airline fee credit, Resy dining credit, Uber credits, and digital entertainment subscriptions. Beyond covering the annual fee with credits, the card offers valuable travel perks like airport lounge access, hotel credits, and emergency medical transportation that can be viewed as bonus benefits, making it worthwhile for frequent flyers who can easily tap into at least some of the card's credit offerings.
Maximizing American Express credit card rebates & credits
A comprehensive field guide to Amex's growing pile of "coupon book" statement credits (Dell, lululemon, airline fees, Uber Cash, dining, Hilton resort credits, Fine Hotels + Resorts, and more), aimed at cardholders who don't naturally spend on these specific merchants but still want to extract full value from their annual fees. It goes credit-by-credit with concrete workarounds—buying gift cards in-store versus online, splitting purchases, using shopping portals, exploiting cancellable Southwest fares, stacking Amex Offers—to show how to convert each rebate into cash-equivalent value even when the underlying purchase category is irrelevant to your life. Worth keeping as a reference to revisit before each credit's expiration window rather than a one-time read.